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Debt Consolidation Help

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Distance Learning


1. Browse around for the best credit card terms.

2. Learn all the terms of your agreement before you accept the card.

3. Set a monthly limit for charges and stick to it.

4. Treat credit as if it is CASH.

5. Pay balance in full to avoid any finance charges. If you have to carry a balance, never just paid the minimum monthly, pay a little extra.

6. Don’t take on monthly credit payments unless you’re certain you can meet them.

7. If you charge daily expenses, pay balance in full each month..

8. Pay yourself first. Save money each payday for emergencies.

9. Keep all credit card information including phone number of issuer in a safe place in case your cards are lost or stolen.

10. Keep copies of sales slips and compare charges when bills arrive. If there are any mistake, call your issuer immediately. 

11. Applying for multiple credit card can affect your credit history
 


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